Where to Find Funding For a Disabled Child Injured in an Ontario Car Accident
When a child is injured in a serious car accident the additional financial and emotional strain to a family can be devastating. Suffering head injury, brain injury or spinal cord injury can rob a child of their physical and mental abilities, and leave them permanently unable to perform certain tasks for themselves. I’ve had the opportunity to work closely with families dealing with these types of difficulties over the years, and would like to share a few of the resources that have been helpful to my clients in dealing with the costs associated with serious injuries.
Government Programs That Offer Funding for Disabled Children
Various levels of government provide funding to families to help provide respite care, assistance with prescription drug expenses and other additional costs of care and treatment. Some of the programs available include:Assistance for Children with Severe Disabilities
Paying for travel, special clothing, parental relief, assistive devices (parent contribution) health expenses.
- amounts received by family will depend on the severity of the disability, functional ability of the child and family income
- Maximum is $420 per month
Child Disability Benefit (CDB)
This benefit is made available through Canada Revenue Agency. The application includes a certificate to be signed by the qualified practitioner. This may require an assessment not covered under the OHIP scheme and the cost of having the certificate completed is the responsibility of the applicant. This benefit is geared to the family net income, with limited benefits up to $2455 per year. However, an accepted application for the CDB is required to access some other funds (ie. the RDSP grants). Accessing Ontario Disability benefits for your child Assistive Devices Program
This program is intended to enable persons with physical disabilities to increase their independence. It is run through the [ Ministry of Health and Long Term Care ] and will pay up to 75 per cent of the cost of equipment. However, many people with disabilities often find it very difficult to come up with the additional 25 per cent needed to actually purchase equipment. The other difficulty is that the program will only pay for equipment that is purchased from vendors registered with the Assistive Devices Program. This leaves a limited choice in vendors. The other difficulty is that ADP funding will not fund equipment that is exclusively used for sports, work or school. Assistive Devices Program details.
The programs I’ve discussed here are just a few of the places you can seek assistance for your injured child’s expenses. Your Ontario personal injury lawyer will be familiar with these and many other resources to help you.
Call 1-800-563-6348 or contact Ontario Personal Injury lawyer, Lisa Belcourt for a free no obligation consultation.